Bankruptcy lawyer meeting with an individual in Fort Lauderdale


The Law Office Of Adam I. Skolnik, P.A. Bankruptcy Lawyer Fort Lauderdale

File Bankruptcy and Protect Your Assets Call Your Local Bankruptcy Lawyer

Lawyer advising individual on filing Chapter 7, 11, or 13 bankruptcy


File Chapter 7 Bankruptcy for Immediate
Creditor Protection in Fort Lauderdale

Adam I. Skolnik, P.A. provides dedicated Chapter 7 bankruptcy services in Fort Lauderdale for individuals seeking immediate relief from overwhelming debt. Filing Chapter 7 bankruptcy is often the most effective option when unsecured debts such as credit cards, medical bills, personal loans, and judgments can no longer be managed. Chapter 7 is designed to stop creditor calls, lawsuits, wage garnishments, and collection efforts through the automatic stay while creating a clear legal path toward discharging qualifying debt. Each Chapter 7 case is carefully reviewed based on income, assets, and overall financial circumstances to ensure this approach provides meaningful and lawful relief.

Chapter 7 bankruptcy in Fort Lauderdale is commonly chosen because it offers a fast and direct solution to serious financial stress. In many cases, individuals are able to protect essential property through available exemptions while eliminating unsecured debt entirely. Chapter 7 does not require long term repayment plans, making it an efficient option for those who need a clean financial reset. The process replaces uncertainty with structure, giving clients a defined timeline and a clear outcome.

Clients seeking Chapter 7 bankruptcy representation in Fort Lauderdale choose Adam I. Skolnik, P.A. for focused guidance, direct communication, and experienced legal advocacy. From the initial evaluation through discharge, the firm remains committed to protecting client rights and pursuing the strongest possible outcome under federal bankruptcy law. With careful planning and skilled representation, Adam I. Skolnik, P.A. helps clients move forward with a fresh start and renewed financial stability through Chapter 7 bankruptcy.

 
 

The Law Office of Adam I. Skolnik Bankruptcy Services In Fort Lauderdale

Chapter 7 Bankruptcy

Fast debt relief through discharge of qualifying unsecured debts. Chapter 7 can stop creditor harassment, eliminate credit card and medical debt, and restore financial stability without a long repayment plan.

Chapter 11 Bankruptcy

Reorganization for businesses and high net worth individuals. Chapter 11 allows continued operations while restructuring debts, negotiating with creditors, and building a plan for long-term financial recovery.

Chapter 13 Bankruptcy

A structured repayment plan that protects assets while repaying debts over time. Chapter 13 can stop foreclosure, reduce arrears, and allow individuals to regain control of their finances with predictable monthly payments.

Asset Protection

Customized strategies to safeguard assets from future creditor claims. Includes entity structuring, trust planning, insurance reviews, and legal tools designed to protect income, property, and business holdings.

Wage Garnishment Defense

Stop or reduce wage garnishments through exemptions, legal challenges, and court filings. We help protect your paycheck, negotiate with creditors, and restore financial stability while defending your rights.

Bankruptcy & Debt Litigation

Representation for creditor lawsuits, judgment defense, and debt collection disputes. We handle legal challenges related to debt enforcement and protect your rights during the bankruptcy process.

Business Litigation

Comprehensive legal support for business disputes, contract issues, shareholder conflicts, and commercial litigation. We help protect your business interests and resolve disputes efficiently and effectively.

Comprehensive Debt Solutions

Personalized debt resolution strategies that combine bankruptcy, negotiation, and litigation defense. We help clients choose the best path for long-term financial recovery and peace of mind.


Fort Lauderdale Chapter 7 Bankruptcy Services Adam I. Skolnik, P.A.

Eligibility Review

We evaluate your income, expenses, and assets to confirm eligibility for Chapter 7. This includes completing the means test, reviewing recent financial activity, and preparing the required documentation for filing.

Our goal is to ensure a smooth filing process while protecting as much of your property as possible under state exemptions.

Debt Discharge Support

We guide clients through the discharge process, helping identify which debts can be eliminated and which may remain. This includes negotiating with creditors, handling objections, and ensuring the case is completed correctly.

The firm also supports clients in rebuilding credit and planning for financial recovery after discharge.

Asset Protection

We review your assets and exemptions to help protect what you can during the bankruptcy process. This includes advising on exempt property, proper documentation, and steps to avoid unnecessary asset loss.

Clients receive guidance on managing secured debts, vehicle exemptions, and protecting household and retirement assets when possible.

Chapter 11 Bankruptcy Fort Lauderdale

Adam I. Skolnik, P.A. provides dedicated Chapter 11 bankruptcy representation in Fort Lauderdale for businesses and high net worth individuals seeking to reorganize debt while remaining operational. Chapter 11 is designed for complex financial situations where restructuring obligations and negotiating with creditors is necessary to preserve assets, protect business operations, and rebuild long-term stability.

Chapter 11 offers flexibility to create a customized repayment plan that fits the unique needs of each business or individual. The process allows clients to continue running their company while working with creditors under court supervision to reduce debt burdens, renegotiate contracts, and restructure obligations. Through the automatic stay, Chapter 11 immediately stops creditor lawsuits, foreclosures, wage garnishments, and collection actions, giving clients the time needed to develop a viable plan for recovery.

Clients choose Adam I. Skolnik, P.A. for Chapter 11 representation because of the firm’s strategic approach, strong advocacy, and personalized guidance through each stage of the process. From initial evaluation and plan development to confirmation and execution, the firm is focused on protecting client interests and achieving the best possible outcome under federal bankruptcy law. With experienced counsel and careful planning, Adam I. Skolnik, P.A. helps clients stabilize their financial future and rebuild confidence through Chapter 11 reorganization.

Lawyer from the Law Office of Adam I. Skolnik, P.A. advising individual on Chapter 11 bankruptcy Meta Title: Chapter 11 Bankruptcy Lawyer | Adam I. Skolnik, P.A.


Business Litigation Services Lawyer Fort Lauderdale, FL

Business Litigation

Business litigation includes disputes like contract breaches, partnership conflicts, shareholder issues, and business torts. The firm focuses on efficient resolution through negotiation, mediation, or court representation while protecting your business interests.

Clients receive a strategic plan that balances cost, time, and outcome goals, with aggressive defense when needed. The team also handles settlement talks, demand letters, and trial preparation.

Bankruptcy

Bankruptcy offers structured relief for individuals and businesses facing overwhelming debt. The firm helps clients choose the best option (Chapter 7, 11, or 13), handle filings, court proceedings, and creditor negotiations, and protect assets when possible.

The firm also provides guidance on exemptions, repayment plans, and long-term financial impact, helping clients regain stability and move forward with confidence.

Debt Litigation

Debt litigation covers disputes with creditors over unpaid loans, credit cards, and judgments. The firm reviews debt documentation, identifies defenses, challenges inaccurate claims, negotiates settlements, and represents clients in court when needed.

Clients receive personalized defense strategies, including verification of debt, protection from aggressive collections, and courtroom representation to limit financial harm and protect rights.

Stop Wage Garnishment Lawyer Fort Lauder

Adam I. Skolnik, P.A. provides experienced wage garnishment relief services in Fort Lauderdale for individuals facing court ordered income withholding. Wage garnishment can place immediate strain on finances by reducing take home pay and making it difficult to cover basic living expenses. When a portion of each paycheck is taken to satisfy debt, the financial pressure often escalates quickly. Legal action is often required to stop garnishments and regain control of income.

One of the most effective ways to stop wage garnishment is through Chapter 7 bankruptcy. Once a Chapter 7 case is filed, the automatic stay goes into effect immediately. This federal protection requires creditors to stop garnishments, collection efforts, lawsuits, and other enforcement actions. For many individuals, this provides instant relief and restores access to their full paycheck while the case moves forward.

Adam I. Skolnik, P.A. carefully reviews each financial situation to determine whether Chapter 7 is the right solution for stopping wage garnishment. Unsecured debts such as credit cards, medical bills, and judgments are often the source of garnishments and may be fully discharged through Chapter 7. By eliminating the underlying debt, Chapter 7 not only stops the garnishment but also prevents future collection on those obligations.

Clients seeking wage garnishment relief in Fort Lauderdale rely on Adam I. Skolnik, P.A. for direct communication, clear legal guidance, and focused representation. The firm works to act quickly, knowing that every missed paycheck matters. With experienced advocacy and a structured legal approach, Adam I. Skolnik, P.A. helps clients stop wage garnishments, protect income, and move forward with renewed financial stability and peace of mind.

 
 
Wage garnishment attorney helping client stop paycheck deductions
Individual meeting attorney at the Law Office of Adam I. Skolnik, P.A. to file Chapter 13

Benefits of Chapter 13 Bankruptcy

Qualifying for Chapter 13 bankruptcy depends on several key financial factors that help determine whether this repayment-based option is appropriate. Chapter 13 is designed for individuals who still have regular income but need a structured plan to manage debt while protecting assets. The first consideration is income. Courts review current household income and compare it to established guidelines to determine whether an individual can afford a repayment plan and meet eligibility requirements.

Assets are also reviewed, but Chapter 13 generally allows individuals to keep property while reorganizing debt. The value and type of assets help determine how the repayment plan is structured, and whether any secured debts will need special treatment. A careful review of property, savings, and personal belongings helps clarify what can be protected and how the plan should be designed.

Debt type is another important factor. Chapter 13 works well for individuals with a mix of secured and unsecured debts, including mortgage arrears, car loans, medical bills, and tax obligations. Certain debts may require specific treatment within the plan, so understanding the full debt picture is critical to creating an effective repayment structure.

Qualifying for Chapter 13 also involves full financial disclosure and honest reporting. Courts require accurate documentation of income, expenses, assets, and debts to ensure the repayment plan is realistic and legally compliant. When eligibility requirements are met, Chapter 13 offers a clear path to reorganize debt, protect assets, stop foreclosure, and regain financial stability through a manageable repayment plan.

Adam I. Skolnik, P.A. provides focused Chapter 13 bankruptcy representation in Fort Lauderdale, guiding clients through eligibility, plan development, and confirmation to help achieve a successful reorganization outcome.