Chapter 7 Bankruptcy Can Help You Eliminate Your Debt

Get A Fresh Start and Start Rebuilding Your Credit

Stop Debt Collection and Stop Creditor Calls

 

You can file Bankruptcy with No Money Down*

You Can Work Out a Payment Plan for Attorney Fees

Pay As Little as $100.00 Per Month For Attorney Fees

Pay The Court Costs and You Are Ready to Go!

Meet with Attorney John Bristol for Free

The Law Office of John Bristol (954) 475-2265

Bankruptcy Lawyer - Plantation, Florida

Get A Fresh Start

Start Your Future

Sleep Better Tonight

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John Bristol is a bankruptcy lawyer who began his career in 1988. For the past 30 years, John has filed more than 5,000 consumer Chapter 7 and Chapter 13 Bankruptcy cases in the Southern District of Florida. The Southern District of Florida includes Dade, Broward and Palm Beach counties. However, because John's bankruptcy office is in Plantation, John limits his law practice in Broward County. If you live in Broward County, you qualify to file bankruptcy with our office. We offer PAYMENT PLANS and always provide FREE CONSULTATIONS (954) 475-2265

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Short Videos That Explain Whether You Should

File A Chapter 7 Or Chapter 13 Bankruptcy

 

Short YOU TUBE Videos that Help Explain Chapter 7 Bankruptcy

 

Chapter 7 Bankruptcy Law Office of John Bristol

1776 N. Pine Island Road, #224,

Plantation, Florida 33322

(954) 475-2265

In a chapter 7 bankruptcy, a trustee is appointed to take over your property. Any property of value will be sold or turned into money to pay your creditors. You may be able to keep some personal items and possibly real estate depending on the law of the State where you live and applicable federal laws. 

People are often surprised to learn that the only things that you are allowed to keep are your home, $1,000.00 of personal property and $1,000.00 in equity in your car.   These things that you are allowed to keep are called "exemptions.  Therefore, this bankruptcy is referred to the "poor persons" bankruptcy.  If you have any assets above your home and a small amount of personal property,  that additional property can be takes to pay your debts.  Things that can be taken include stocks, bonds, bank accounts, boats motorcycles or even your personal car if that car has more than $1,000.00 in equity.

Probably the most well-known role of the Chapter 7 bankruptcy trustee is to TAKE and SELL the nonexempt assets of the bankruptcy debtor.  In a Chapter 7 bankruptcy you are allowed to keep a certain amount of your property (the specific amounts depend on which state your case is filed in).  These are protected assets that are “exempt” from the bankruptcy.  If you own property above and beyond the amount allowed by your state, it is a nonexempt asset and the trustee may take and sell it to pay your creditors.

Debtors must also provide the assigned case trustee with a copy of the tax return or transcripts for the most recent tax year as well as tax returns filed during the case (including tax returns for prior years that had not been filed when the case began). 11 U.S.C. § 521. Individual debtors with primarily consumer debts have additional document filing requirements. They must file: a certificate of credit counseling and a copy of any debt repayment plan developed through credit counseling; payment from employers, tax returns and bank statements

It is important to list all your property and debts in your bankruptcy schedules. If you do not list a debt, for example, it is possible the debt will not be discharged. The judge can also deny your discharge if you do something dishonest in connection with your bankruptcy case, such as destroy or hide property, falsify records, or lie, or if you disobey a court order.  You can only receive a chapter 7 discharge once every eight years. Other rules may apply if you previously received a discharge in a chapter 13 case. No one can make you pay a debt that has been discharged, but you can voluntarily pay any debt you wish to pay. You do not have to sign a reaffirmation agreement (see below) or any other kind of document to do this.

Please note that every case is different and the above description is for general bankruptcy information purposes only.  If you are considering filing of a bankruptcy case, you should contact: The Law Office of John Bristol 954-475-2265 - j@jbristol.com for a specific review of your case.  You may also learn additional information by visiting other bankruptcy websites including Bankruptcy Attorney

 

Chapter 7 Law Office of John Bristol

1776 N. Pine Island Road, #224, Plantation, Florida 33324

The office is on the Corner of Pine Island Road and Sunrise Boulevard

From I- 95 take Sunrise Boulevard West to Pine Island Road

from I-595 take Pine island Road North to Sunrise Boulevard

*No money down bankruptcy cases are paid through a payment plan of reorganization.  The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask Attorney Bristol to send you free written information about our qualifications and experience. You should consult an attorney for individual advice regarding your own situation.The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.  Attorney advertising. We are a debt relief agency. We help Florida people and businesses file for bankruptcy under the U.S. Bankruptcy Code. The information contained in this web site is intended to convey general information. It should not be construed as legal advice or opinion. It is not an offer to represent you, nor is it intended to create an attorney-client relationship. Any communication sent via the Internet using this web site would not be confidential and would not create an attorney-client relationship. Information collected on this site, attorney John Bristol and staff have access to the information that you voluntarily provide us via email only. We will not sell, or rent this information to anyone, and use it only to contact you. You can opt out of further communications from us by sending us an email to this address. We take precautions to protect your information both online and offline. If you feel that we are not abiding by this privacy policy, please contact us immediately.